​Hurricane Michael: Damage in Georgia is ‘phenomenal’

Michael charged into Georgia Wednesday night, packing 115 mph winds. It was the first Category 3 hurricane to make a direct hit on the state in more than a century

Hurricane Michael in Georgia: Damage by the numbers
  • At the storm’s strongest in the Peach State, at least 400,000 customers were without power, at least 127 roads were blocked, and the storm claimed the life of one child.
  • Here’s a breakdown of Hurricane Michael’s damage in Georgia as of Thursday afternoon. This information is likely to change as local and state officials survey their areas and begin working through Michael’s aftermath.
  •  Rainfall high - 7.68 inches
  • Michael dumped several inches of water in Georgia causing flash flooding across the state.
  • According to the National Weather Service, McDonough received the most rain of any city in Georgia, getting 7.68 inches.
  •  Wind gust - 115 mph
  • The maximum wind gust recorded for the state during the storm was 115 mph in Donalsonville in Seminole County. At its worst, Michael’s winds hit 40 mph in Atlanta and Athens.
  •  Power outages – 400,000
  • After Michael blew through Georgia, more than 400,000 customers were without power Thursday morning. That number had grown exponentially from Wednesday afternoon around 4:30 p.m. when 32,000 customers were in the dark just after Michael began its trek into the state.

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  •   100% online - No classroom attendance required.
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Get online training FAST for Insurance claims adjusting 
(also for ​HURRICANE MICHAEL claims in Georgia)
​Reciprocity in 31 states!

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Ultimate Success Licensing Package: All Lines Adjuster + Live Instructor                                
Package includes the Live Instructor 30-Day Subscription                              

All Lines Insurance Adjuster (Classroom Equivalent)                              

Click for Package Descriptions



When you have a Texas Insurance Adjusters License, it's like having a license in 15 states!
Click Here for more info on reciprocal license agreements


Texas All Lines Insurance Adjuster (Classroom Equivalent)                            $199    $135         

You are about to earn one of the most respected insurance certifications in America - the All Lines Adjuster License. The 360training.com All Lines Adjuster course is a TDI approved Pre-License, Classroom Equivalent course. 

The All Lines license allows an adjuster to work claims in the following areas:
  •   Residential – property used primarily for dwelling
  •   Commercial – property used for business, recreation, worship
  •   Auto – cars, motorcycles, and covered vehicles used for non-commercial transport
  •   Farm & Ranch – dwelling, outbuildings, barns, animals, equipment, crops in storage
  •   Inland Marine – commercial trucks in transit and their cargo; docks, piers, bridges
  •   Ocean Marine – sea vessels and their cargo
  •   Workers Comp – workers injured while on the job 

  • This comprehensive course will prepare you for the final exam that will certify you as a knowledgeable, professional insurance adjuster in the state of Texas. The Texas All Lines Adjuster license will allow you to work in the state of Texas, as well as in multiple states offering reciprocity.
  • Earning the Texas Insurance Adjuster license requires attentive study, but this course will walk you through each step with clear explanations and application questions to evaluate and apply your growing knowledge.
  • Upon successful completion of the final exam, you will be ready to start the application process with TDI formally obtain your Texas All Lines Adjuster license.

Final Exam information:

Successful candidates need to pass a 2 ½ hour, 150 multiple choice final exam with a score of 70% or better. 70 % of questions are application based and 30% memory. The final exam must be monitored by a disinterested third party who must sign an Affidavit verifying exam compliance.
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Texas Ultimate Success Licensing Package: 
All Lines Adjuster + Live Instructor                                                  $249     $199          


This comprehensive course will prepare you for the final exam that will certify you as a knowledgeable, professional insurance adjuster, not only in Texas, but in the multiple states that offer reciprocity, as long as you also satisfy any unique state-based requirements. Earning the Texas Insurance Adjuster license requires attentive study, but this course will walk you through each step with clear explanations and application questions to evaluate and apply your growing knowledge.

Course access:
You will have access for 365 days from date of purchase to complete your course.

Instructor Connect:
This valuable resource provides access to a live instructor, for 30 days from date of purchase, who can tutor you on difficult concepts, answer any questions that you may have concerning the course content, work with you on overcoming test anxiety or simply clarify test procedures for your State Licensing Exam.

Exam Remediation:
If you should fall short on your first attempt to pass the State Exam, you are encouraged to send your results to your instructor. He will analyze your scores and develop a personalized review plan to organize your study and deliver it to you by email. You can then focus your efforts on the material that is most likely to produce a passing score on your next attempt.

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See FAQs Page


What if my state also offers an adjusters license?
  •  Most adjusters who wish to be qualified to work a large geographic area find the widely accepted TX Adjuster License to be more valuable. Some states offer a state specific adjusters license.
  • Often these state specific licenses do not enjoy the broad reciprocity agreements with various states as does the Tx Adjuster License. 
  • If you have questions about state specific adjusters license please consult your respective Department of Insurance.

Why is the Texas Adjuster's License so highly valued?
  • Many states recognize the Texas Adjuster's license as valid in their own state because Tx was one of the1st states to establish high standards to earn and maintain an adjuster license.  
  • Take our online Texas adjuster's training & exam on line exam and upon successful completion, you are granted a Texas adjuster's license which is recognized by many states. 
  • Through reciprocity, you are licensed by proxy to operate in those 15 states which recognize the Texas Adjuster's license.
  • The TX Resident Adjuster license is considered the most valuable adjuster license in the country

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The All Lines Resident Adjuster License is the broadest adjuster license available and allows the adjuster to work with the following types of losses:
  • • Residential – this is homeowners and fire policies and is primarily dwelling risks
  • • Commercial – business property, churches, schools, etc.
  • • Auto – both personal and business auto
  • • Farm and Ranch – animals, crops, buildings,
  • • Inland Marine – valuable objects, cargo, docks, piers, bridges, transmission lines
  • • Ocean Marine – vessels for transportation, hull insurance, yacht policies
  • • Workers Compensation – Covers the Texas WC certification

What steps should I take in order to be hirable as an adjuster?

1.Obtain your adjusters license.
2.Get carrier certified (State Farm, Allstate, Liberty, USAA, etc). These classes are  
  normally free or have a very low cost.
3.Apply with one or several claims contractors.
4.Go to an Xactimate (property) and/or Mitchell/Audatex (auto) training course. This is
  where you will learn how to use the adjusting software.
5.Attend a basic property adjusting course and/or a basic auto adjusting course 
  through one of the claims contractors (Worley, Eberls, Wardlaw, Pilot, etc). Even
  though our courses are a great learning experience, it is our opinion that your money
  is best spent learning how to adjust losses from the company that hires you. Some
  claims companies will want you to take their basic property and/or basic auto
  course from them before deploying you.


What is an insurance adjuster?
  •  Basically an adjuster is one who investigates insurance claims or claims for damages and recommends an effective settlement. individual employed by a property and casualty insurance company or an individual to settle claims on its behalf brought by an insured individual or company.
  •  The adjuster evaluates the merits of each claim and makes recommendations to the insurance company..

  • Being an adjuster offers job stability, flexibility and and the opportunity for a rewarding professional career. 
  • An ins adjuster can be a direct employee of an insurance company, or may also work for independent adjusting companies who contract for adjusting services with ins companies.  Other adjusters are their own independent contractors and contract their services to insurance companies or adjusting bureaus.  
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• Lead Instructor Bio: 
  • Jack Frick, CIC, CISR, AIS, M. Div. 
  • Jack has over 32 years of insurance industry experience that includes being a personal producer,  agency owner, sales manager,, commercial lines underwriter, field representative, claims adjuster, and Director of Training for a major insurance carrier.
  •  Jack holds over 14 years experience as an insurance pre licensing instructor. During his time as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. 
  • He has also been a co author of numerous insurance textbooks and served 9 years at the Nat'l Alliance for Insurance Education and Research, one of the nation's leading providers of advanced insurance designations.

COURSE DESCRIPTION
  • This Texas adjuster course will prepare individuals for the Texas Property & Casualty Insurance Adjuster exam which is administered at the end of this course.
  •  This course  covers all foundational concepts related to property and casualty insurance adjusting, plus the very important Texas specific insurance laws and regulations provided by the TDI in relation to p & c insurance adjusting.  

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COURSE TOPICS COVERED
  • Standard Fire Policy 
  • Commercial Lines Coverage 
  • Inland Marine 
  • Ocean Marine 
  • Auto Liability & Texas PAP 
  • Personal Lines Coverage with ISO & TX Forms HO-A, HO-B, and HO-C 
  • Additional Coverages, Exclusions, and Extensions 
  • Licensing Requirements (TX) 
  • Marketing Practices (TX) 
  • Adjuster Practices, Responsibilities, and Duties (TX) 
  • Bonds 
  • Insurance Terms and Related Concepts 

LESSONS
  •  Introduction 
  • : Insurance Basics 
  • : Adjusting Losses 
  • : Commercial Lines Coverage 
  •  Workers' Compensation 
  •  Homeowners & Dwelling Policies
  • : Personal & Business (Commercial) Automobile Insurance 
  • : Other Coverages
  •  Texas Statutes & Rules Common to Property & Casualty Insurance
  • : Adjuster Practices, Responsibilities & Duties
  •  Coverage for Homeowners, Automobile & Workers' Compensation 


Who is responsible for the licensing of Texas Insurance Adjusters?

  • The Licensing Division is responsible for the licensing and regulation of persons who wish to sell insurance or adjust property-casualty claims in the state of Texas.
  • At the end of August, 2007, there were 370,000 agents, agencies, and adjusters licensed. The Licensing Division processes license applications, renews licenses, registers appointments of agents by insurers, and regulates continuing education for licensees. 
  • The licensing of third party administrators and premium finance companies is also handled by the Licensing Division.

  • The Insurance Agent Pre-Licensing courses below are developed using the most up to date exam outline given by the Texas Department of Insurance and Thomson Prometric.
  •  No credit is given for the Agent L&H or P&C courses, as there is no requirement for pre-license study in the State of Texas.

  • The Texas Insurance Adjuster Property & Casualty Licensing Course & Exam listed below is approved by TDI for 360 training Inc. provider # 2700, course approval number 8675..

  • If you successfully pass the final at the end of the course you will also be eligible to receive your Texas Adjusters P&C License. Once the final is completed we will mail your Certificate of Completion within 5-7 business days. 


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Reciprocity in 15 states!
The TX Resident Adjuster license is considered 
the most valuable adjuster license in the country. 

Texas, 
Georgia (for Hurricane Michael)
(Tx license is not valid in Florida)
Colorado, 
Kansas, 
Missouri, 
Ohio, 
South Dakota, 
Virginia, 
Wisconsin,
Illnois, 
Iowa, 
Maryland, 
Nebraska, 
North Dakota, 
Pennsylvania & 
New Jersey
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​Texas Ultimate Success Licensing Package: All Lines Adjuster + Live Instructor

This comprehensive course will prepare you for the final exam that will certify you as a knowledgeable, professional insurance adjuster, not only in Texas, but in the multiple states that offer reciprocity, as long as you also satisfy any unique state-based requirements. Earning the Texas Insurance Adjuster license requires attentive study, but this course will walk you through each step with clear explanations and application questions to evaluate and apply your growing knowledge.

Course access:

You will have access for 365 days from date of purchase to complete your course.

Instructor Connect:

This valuable resource provides access to a live instructor, for 30 days from date of purchase, who can tutor you on difficult concepts, answer any questions that you may have concerning the course content, work with you on overcoming test anxiety or simply clarify test procedures for your State Licensing Exam.

Exam Remediation:

If you should fall short on your first attempt to pass the State Exam, you are encouraged to send your results to your instructor. He will analyze your scores and develop a personalized review plan to organize your study and deliver it to you by email. You can then focus your efforts on the material that is most likely to produce a passing score on your next attempt.

Helpful links

Agent and Adjuster Licensing Office
http://www.tdi.texas.gov/licensing/agent/index.html

The Agent and Adjuster Licensing Office (AAL) is responsible for the licensing, registration, certification and regulation of persons who wish to sell insurance or adjust property and casualty claims in the state of Texas. This includes, but is not limited to, insurance agents, insurance adjusters, public insurance adjusters, risk managers, life insurance counselors, reinsurance intermediaries, navigators, discount healthcare operators, title agents, escrow officers, and small employer health benefit plans. The office also regulates persons selling insurance related products from travel agencies, self-service storage facilities, retail establishments, and rental car companies.


Agent and Adjuster Licensing FAQs
http://www.tdi.texas.gov/licensing/agent/agfaq.html

Texas Department of Insurance APPLICATION FOR INDIVIDUAL AGENT LICENSE
http://www.tdi.texas.gov/forms/finagentlicense/FIN506.pdf


Fingerprint Requirements and Instructions
http://www.tdi.texas.gov/licensing/agent/documents/fpinstructions.pdf


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Texas Insurance ADJUSTER Property & Casualty Licensing Course & Exam 
approved by the Texas Department of Insurance

HOMERECIPROCITYALL LINESPROCTORINGGEORGIAFAQsContact UsABOUT USENROLL

Georgia Insurance Adjuster license Online
Get online training FAST for Insurance claims adjusting 
for Hurricane MICHAEL claims in Georgia)​
​Reciprocity in 31 states!
ATLANTA – Governor Nathan Deal has extended the state of emergency for 21 days in order to assist residents and local governments with the impacts of Hurricane Michael and ensure state resources are available to them. The Georgia Emergency Management and Homeland Security Agency continues to coordinate with its partners on the response and recovery efforts for Georgia, according to a press release from GEMHSA.

Power crews are prioritizing damage assessments and power restoration to the 250,000 citizens who are currently without power, while Georgia Forestry Commission and Georgia Department of Natural Resources have chainsaw strike teams operating in multiple counties to clear trees and debris from roadways.

Deal has also authorized $200,000 from the Governor’s Emergency Fund to help Second Harvest of South Georgia in assisting with relief operations including providing water, meals, and supplies to other relief organizations and shelters.

GEMA/HS will continue to work with local, state, federal, public and private sector partners to ensure resources and support are available to the areas and citizens affected by Hurricane Michael. 
Ultimate Success Licensing Package: All Lines Adjuster + Live Instructor  
Package includes the Live Instructor 30-Day Subscription  

All Lines Insurance Adjuster (Classroom Equivalent)  

Click for Package Descriptions
40 Hr  $249    *$199


40 Hr  $199    *$135
*with promo code sun20
(case sensitive)
VERY IMPORTANT! 
We are one of the few providers that the state of Texas will accept our final online exam in lieu of the state exam. This means that you do not have to go to a testing facility to take the state exam...and no further expense. At the conclusion of the course you will see a downloadable form (affidavit) that a non-relative (neighbor, friend) can sign to attest that you took the exam.

You have to pass the exam with at least a 70 and you have 2 chances to do that. When accomplished, you just send the results (a printable certificate), application, fingerprints and the affidavit to the state. They will issue your license and send it to you, Couldnt be easier!

​Final Exam information:
Successful candidates need to pass a 2 ½ hour, 150 multiple choice final exam with a score of 70% or better. 70% of questions are application based and 30% memory. The final exam must be monitored by a disinterested third party who must sign an Affidavit verifying exam compliance.
​Click for Step by Step Instructions for Proctor Requirements
Why is the Texas Adjuster's License so highly valued?

  Many states recognize the Texas Adjuster's license as valid in their own state because Texas was one of the first states to establish high standards to earn and maintain an adjuster license.  

  In short, take our online Texas adjuster's training and exam online exam and upon successful completion, you are granted a Texas adjuster's license which is recognized by many states. 

  Through reciprocity, you are licensed by proxy to operate in those states which recognize the Texas Adjuster's license.

  The TX Adjuster's License is reciprocal in 32 states but in cases additional state specific courses may be required. Please check with the appropriate Department of Insurance if you have any questions about Adjuster Licensing rules in your state. Click here to find a link to your Department of Insurance.

The All Lines Resident Adjuster License is the broadest adjuster license available and allows the adjuster to work with the following types of losses:

  • Residential – this is homeowners and fire policies and is primarily dwelling risks
  • Commercial – business property, churches, schools, etc.
  • Auto – both personal and business auto
  • Farm and Ranch – animals, crops, buildings,
  • Inland Marine – valuable objects, cargo, docks, piers, bridges, transmission lines
  • Ocean Marine – vessels for transportation, hull insurance, yacht policies
  • Workers Compensation – Covers the Texas WC certification

We are Approved by the 
Texas Department of Insurance  
STATE APPROVAL NUMBER 32933
Click to see Approval
Georgia Hurricane Michael response efforts continue